Author: Olly

  • NEW DAY CARDS SCAM – Debenhams Card – SCAMMERS

    Another day, another scam.

    This time my father was on the receiving end of it, and I actually tried to deal with this correctly via way of an official complaint. But, this was thrown back in my face so – i’ve been forced to approach this slightly differently.

    NEW DAY CARDS

    New Day Ltd

    I guarantee you will have seen – perhaps without noticing – an advert from these charlatans either on the TV or online, advertising branded debit cards/store cards… debt, basically.

    It seems their whole business model is to;

    1. Get people into contract for “stuff”
    2. Charge them a monthly fee
    3. Make it confusing what they are actually paying for
    4. Make it really hard for people to ring and find out what they are actually paying for
    5. Be aggressive in terms of chasing and enforcing monthly payments
    6. Send generic letters to people when their raise concerns or make complaints
    7. And more….

    And they seem to be doing fairly well too, based on this data on Companycheck.co.uk;

    New Day Ltd Net Worth Finances

    “Thats a lot of money you guys have scammed, New Day Cards!!”

    Let’s look at some of the brands that have been duped into working with the New Day Cards Scammers;

    New Day Cards - These Companies Partner With Scammers

    Oh dear.

    So the following brands see no issue with associating themselves with SCAMMERS;

    • Amazon Platinum Cards
    • Debenhams Cards
    • House of Fraser Cards
    • Laura Ashley Cards
    • Burton Menswear Cards
    • Dorothy Perkins Cards
    • Evans Cards
    • Miss Selfridge Cards
    • Outfit Cards
    • Topman Cards
    • Topshop Cards
    • Wallis Cards
    • Argos Cards
    • AO Cards
    • Pulse Cards

    Not a good look really is it, guys?

    They also run their own cards under a few of their own brands;

    • Aquas Cards
    • Marbles Card
    • Opus Cards
    • Fluid Cards

    All sound so nice dont they! But you will end up with a sad face and probably bad marks against your credit if you dont pay them the fee for “something” each month that enables you to “do something” – but dont bother asking what that “something” is, because they don’t know! Alright!?

    Sorry that I’m unable to be more descriptive here – but after multiple calls and attempts at speaking with New Day Cards Ltd even they were unable to tell me what the cards or the monthly payments were for – I know, astounding, right?

    I was first made aware of these crooks when I was trying to help my dad move into a new rented flat. The application brought up that he had a bad mark on his credit – huh? My dad has always been squeaky clean.

    On further investigation, it was because he had failed to make a payment in 2020 during the worldwide COVID-19 lockdown. Historically, he had made these payments each month by physically visiting the store and making the payment in person. No standing order or direct debit. And as the stores were all closed – he couldn’t go in, and ended up with a bad mark on his credit!

    When I asked my Dad what this payment was even for he said “oh its a store card or something”

    No, it’s not a store card. It’s a DEBT card, tied to a store, that apparently gives you *some* kind of benefit *somewhere*

    Anyway, we are MONTHS into this saga now, they send REPEAT letter every month claiming my dad owes them £9 or something – this is despite me speaking to people multiple times and having the account suspended at the highest level…. yet they still chase the money!

    I escalated the case and they “looked into it” and found they were in the right somehow because my dad did sign up to it and that’s that. No consideration as to whether or not he understood what he was signing up for at the time, but hey-ho.  I am ignoring all their letters and stuff now as its essentially harassment at this point.

    I wonder if anyone else has had as much fun with New Day Cards Ltd as we have?

    Comment below!

    [wpedon id=”11886″ align=”center”]

  • Dear Costa.

    Hello, Costa.

    You dont know me, I am one of the millions of people that buy your products. Admittedly, I probably visit your stores more than most people – but this post isn’t about me, it’s about you.

    In January of 2022, your corporate overlords (CocaCola) seemingly forced all Costa stores to start using a brand of plant milks they had acquired back in 2016 – and this decision seemed to be made without actually checking the loyal customers of Costa actually liked it.

    I have absolutely nothing to back this up other than gut feeling and assumptions, but I would bet diamonds you have noticed a spike in Oat milk being chosen over any of the other plant milks?

    Do you know why I think that is?

    I have tried all the new plant milks, they are all watery and leave an awful aftertaste – all apart from the oat milk. It’s not as good as other Oat milk brands, but it’s the best of a bad bunch when it comes to Adez Plant Milks. Also, ive noticed you sell out of Oat milk quite often in many stores now – whereas none of the others seem to sell out, ever?

    There are also new ingredients used in the new plant milks from Costa – some of them are now not suitable for people with differing allergies which means many people now just dont go there anymore.

    And finally – you charge more for plant milk! Its 2022 for god’s sake, we are supposed to be moving towards a fairer and more sustainable future? So why DISCOURAGE plant milk adoption, by using awful quality products and charging more for the use of them! If anything, you should charge LESS for people opting for plant milks to ENCOURAGE their uptake?!

    To summarise; Costa, you have – in my opinion – put your bank balance and your investors before your brand and your customers, for perhaps the first time since I have dealt with your brand. Ive always felt that you have produced quality products, at medium to high prices but it’s been worth it as your products have always been so premium.

    This move to less than premium plant milks and cheek to charge more for them – in my opinion – is why myself along with many others will not buy a plant milk based drink any more. I have black coffee and when I have earnt a free one I may treat myself to an Oat latte, if you have any Oat milk available at the time….

    tl;dr Bring Back Alpro!

  • Help Me Carwow

    Help me carwow

    help me car wow

    …Just testing something 🙂

  • How to Spot online & Phone SCAMS!

    It is something that I have blogged about for over a decade, but more recently I have been made aware of a SERIOUS increase in scams originating from India and similar countries, targeting mostly elderly people or people that they have scammed before (they share and sell info between each other)

    DONT BE FOOLED if they seem to have your details and seem legit – there are ways and means of getting this data. Don’t confirm anything with them as this simply validates their data, of which they resell to other scammers.

    There are a couple of different types of scam, here are some examples;

    • The scammers claim they are from a tech company (usually anti virus related) and claim you signed up and bought something 2 years ago that is now renewing for something like $179 or £70 and unless you call them, it will automatically be debited from your account. The scam is that they make it look like you’ve been given £1790 or £7000 as a refund and they “need the money back or they will lose their job etc”
    • The scammers claim your computer/network has been hacked and the hackers are stealing your data etc. They connect to your PC and show you loads of stuff that is totally normal but looks scary. They then make you buy anti virus that you dont need (and that doesn’t exist)
    • The scammers claim your national insurance number is on the national crime database and there is a warrant out of your arrest. If this was true, you wouldn’t be hearing it for the first time via a voicemail. They try and get you to pay a kind of “bail” to stop you from going to prison.
    • The scammers claim you have won a HUGE prize or have been awarded some kind of grant. You will be asked to make a payment towards the shipping costs they incur when they send you a crate of money. Obviously there is no prize or grant, you are simply giving them money and they vanish once you’ve covered the “costs”.

    I wont go into their methods or their techniques – I simply want to state a few FACTS that if we share far and wide enough, should stop a few people getting scammed.

    1. No legitimate company will want to CONNECT TO YOUR PC to SHOW YOU that they have given you money back
    2. No legitimate company will want you to send them refunds in the form of GIFT CARDS
    3. No legitimate bank will EVER ask you to click links in emails and log into your account to do *something* – they would simply say “visit your online banking” and never directly link you to it.
    4. Amazon, Microsoft, The Tech Guys, Norton Anti Virus, MacAfee Anti Virus – none of these companies have joint support services and none of them work together.
    5. If you get a voicemail or text message that says something is being renewed that you know nothing of, ring your BANK and talk to them about it. They’ll inform you its a scam. NEVER PRESS ONE or ring the number they give you.
    6. ALWAYS search for phone numbers they ask you to ring – as they’ll never take you to their official company website.
    7. The police or national crime agency wont leave you automated voicemails to let you know you are in trouble

    I will keep nipping back to this post and add more examples of the scams they run. If you encounter one or are unsure then please forward the email to scams@0lly.uk or comment below.

    Together, we can squash these bastards.